Introduction

Chris Skinner is best known as an independent commentator on the financial markets through his blog, the Finanser.com, as well as being the author of the bestselling book Digital Bank and Chair of the European networking forum, the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), one of the world’s top experts on banking according to Klout, as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News.