Crowd Finance

Collaborative or decentralized models of finance and investing, including equity crowdfunding, reward crowdfunding, crowd currencies, peer-to-peer lending and peer-to-peer commerce.

President Obama to Sign the Crowdfunding Bill into Law

So what crowdfunding? According to Wikipedia -- the crowd-powered reference site: “...the collective cooperation, attention and trust by people who network and pool their money and other resources together, usually via the Internet, to support efforts initiated by...