Collaborative or decentralized models of finance and investing, including equity crowdfunding, reward crowdfunding, crowd currencies, peer-to-peer lending and peer-to-peer commerce.
Crowdfunding is by no means easy: most projects fail. Effective communication of crowdfunding opportunities presents unique information challenges for entrepreneurs who must convince funders to support their project, while at any time the latter are interpreting the...
The global threat of COVID-19 has crippled the travel and tourism industries , tested the world’s capacity to respond to massive and rapidly growing healthcare challenges, and forced many other industries to adapt to the times lest they sink under the weight of “the...
A lot of new authors now are choosing to finance their e-book and cover their expenses throughout the writing process thanks to a crowdfunding campaign. You might be wishing you could write full-time but you couldn’t leave the stability of a paying job. The good news...
Crowdsourcing is proving to be the belle of the ball for attracting the attention of investors and sharing potential funding opportunities. Peer to peer lending has reached $25 billion while equity funding raised $2.5 billion through crowdsourcing. In the last five...
The skeletons of massive brick and mortar stores line the streets of America – vestiges of a dying age. 2018 saw the close of over 6,000 stores in America . It’s hard to relegate this to a specific industry – everything from clothing ( Diesel and Payless )...
“AIs are really dumb.” The person who said this, Yoshua Bengio in June this year, is often cited as one of the founding fathers of Artificial Intelligence and recently was awarded the A.M. Turing Award. So why would you trust AI to manage investments? In...
Starting a donations-for-rewards crowdfunding campaign is an appealing idea for many, and the conception is that you can post an idea on a platform and the money will start rolling in. In reality, most campaigns fail to reach their targets, and it takes a lot of work...
With a good crowdfunding pitch you will be able to find people from all over the place who are willing and excited to back your project
Crowdfunding in Europe continues to flourish as a vital engine for innovation. Here are 15 top platforms covering equity, loans, real estate and donations.
In recent articles we’ve looked at equity crowdfunding from the perspective of entrepreneurs and the benefits they can take advantage of in addition to generating an investment budget, and also through the eyes of retail investors who are not high net worth...
Equity crowdfunding means that ordinary people can gain a stake in venture-capital-like opportunities, even if they are not high net worth individuals
Equity crowdfunding, in which backers invest in private businesses for a share of the equity, provides other valuable benefits on top of raising money.
Real estate crowdfunding is on the rise thanks to recent technological and legal developments, and it’s redefining the way commercial real estate (CRE) assets are bought, managed, and sold today. Also known as ‘online real estate’, it allows individual...
Tech headlines today herald the potential impact of blockchain technology on industries such as crowdsourcing, transportation, and inter-company collaboration (supply chains). We’re inundated today with projects targeting these markets and many people think it’s quite...
From unknown, to renowned, to unknown again, blockchain technology’s past year has been tumultuous. Optimism abounded at the beginning of 2018. A technological revolution was happening. However, the outcome of that revolution was much more sobering. Today, in the...
Cryptocurrencies are massively disrupting the financial sector. This time last year we witnessed something amazing for the first time in history: people became aware of cryptocurrencies at large and started actively buying them, resulting in massive price jumps in...
It is very reassuring to small-stake equity crowdfunding investors to believe that the terms of their deals are the same terms as those offered to large investors, with no discrimination against ‘the small guys’. However, the latest round of ‘in-house’ fundraising by...
The banking industry has always been perceived as a bedrock of economic stability, but it is experiencing disruption at an increasing pace. A sea change in finance is being driven by technology, which is both expanding service capabilities and reshaping client...
The World Economic Forum is the international, independent organisation behind the celebrated annual Davos event in Switzerland that under the attention of global media draws together 2,500 “business, political, academic, and other leaders of society to shape global,...
Venture capital is growing enormously as a potential for exponential returns on investment. According to PitchBook, 2018 is on track to surpass $100 billion in deal value, an enormous achievement. Equity crowdfunding is a venture capital model disrupting the...
The Bitcoin price is ballooning again, but this time we’re all a little hesitant to get excited. After so many price pumps quickly followed by price dumps, it’s hard to know if the price will continue going upward this time. All cryptocurrencies have been as volatile...