Collaborative or decentralized models of finance and investing, including equity crowdfunding, reward crowdfunding, crowd currencies, peer-to-peer lending and peer-to-peer commerce.
Are you an entrepreneur or investor with questions on crowdfunding for equity? Here is your chance. Darren Westlake, co-founder and CEO of Crowdcube - the equity based crowdfunding platform in U.K. - will be talking all things crowdfunding and equity on our next...
This post written originally appeared on Forbes. Crowdfunding is rapidly changing the real-estate investment market, offering developers new ways to finance projects, small investors a way in, and the socially conscious an avenue to support their local communities—and...
The JOBS Act Title II was published yesterday on the Federal Register which makes this new law effective on Monday September 23 or 60 days later. This is a gargantuan change from the Securities Act of 1933 — breaking the 80 year old ban on allowing advertising of...
On Friday 12th of July, the CONSOB – the Italian financial securities commission – proudly announced that Italy was going to be the first country in Europe to enact regulations for equity crowdfunding. The CONSOB commissary said its hopes were that the law will not...
Crowdfunders generally fall into different categories: equity, donation, reward, and debt. The last is also known as microfinancing — and commonly referred to in Europe as “peer-to-peer lending.” Here are the top 10 up-and-coming peer-to-peer lenders e making...
This post written originally appeared on Forbes. Crowdfunding is rapidly changing the real-estate investment market, offering developers new ways to finance projects, small investors a way in, and the socially conscious an avenue to support their local communities—and...
T2: Judgment Day? These thoughts are completely my own and do not reflect the intent or thoughts of Return on Change, any of its affiliates, directors, employees or stakeholders of any kind. We start with a shout out to the color guard of the days of old, when...
The following guest post is by David Drake, originally appeared on Forbes. Add North Carolina to the growing list of states working on intrastate investment crowdfunding legislation, especially as the equity crowdfunding proposal of the Jumpstart Our Business Startup...
What is the crowd economy? You may know it as the sharing or collaborative economy that presents an economic opportunity for ordinary citizens to monetize idle resources like an extra bedroom, tools or their car. But it also includes crowdfunding, crowdsourced...
‘The Future of Crowdfunding’, the first conference in Berlin on April 17, focused on the long-term implications of crowdfunding, its legal and cultural challenges was produced by ikosom and Crowdsourcing Week. The conference was supported by IHK Berlin and sponsored...
The European crowdfunding market is an exciting place to be in. Crowdfunding as a new way to finance business, creative or social goals is revolutionizing the way businesses, artists or even the government thinks about financing. With this new opportunity, comes a...
Here are our 2013 preliminary top US crowd funders contestants pending the legalization of Crowd Funding for Equity under the JOBS Act. We will do a follow up article in a months time to show additional names and order of strength between the leading brands in North...
Crowdfunding has the potential to change the way we look at careers. Today you can quit your job. birth an idea and actually build it. The story of badass socks starts with two friends who quit their jobs at LivingSocial, spent 12 weeks learning web development at dev...
Crowdfunding has been an increasingly talked about topic for several years in various contexts, even though the biggest applications and value are just being created. Since HR 3606, commonly known as the JOBS Act, was written into law in April 2012 in the US, many...
AlumniFunder is a new crowd funding startup based out of Los Angeles. They connect alumni at top universities like Harvard, Princeton, Georgetown, MIT with entrepreneurs and innovators who are still in school. They are building a marketplace for disruptive...
Watsi is a crowdfunding platform that connects you with patients in serious need of low-cost medical care and enables you to fund high-impact treatments. The dynamic team from Watsi has a simple enough goal: to help people dying of treatable illnesses because they...
One Friday morning a few months back, the creators of Lockitron, an innovative deadbolt system controlled by your smartphone, were rejected by the folks over at Kickstarter. The following week, the Lockitron team formed a plan: they would launch Lockitron on their own...
Below is a preview of a chapter I wrote on Crowd Empowered Microfinance in the forthcoming book Microfinance in Developing Countries, edited by Jean-Paul Gueyie, Ronny Manos, and Jacob Yaron. Microfinance is a multi-billion dollar industry with a rich history...
Social innovation refers to new strategies, concepts, ideas and organizations that meet social needs of all kinds — from working conditions and education to community development and health — and that extend and strengthen civil society. Social media and the internet...
Do you know what the return is on your saving account? Close to nothing. The sharing and crowdsourcing economy is paving the way for more robust methods of investments with real return on many fronts. Mosaic just launched the first online clean energy investment...
Lesley Mansford, CEO of Razoo answered a few questions for us on Razoo, a social fundraising platform that is changing the dynamics of corporate and personal charity. Razoo endeavors to make it easy to not only support your favorite cause, but is also proving to be a...
After Kickstarter released stringent rules governing hardware projects, startup company Lockitron decided it was time to take action. To fund their hardware project, the founders wrote their source crowdfunding platform, which is now open sourced. According to their...
Crowdfunding is a way that businesses can seek money from a "crowd" to start-up, finance a new product, or expand their operations. Instead of pursuing big VC's and investors, businesses pursue the crowd. The "crowd" pledges money to the effort - could be a start-up,...
The recent presidential election in the United States was the most expensive race in history, with Mitt Romney and Barack Obama spending about $1 billion respectively on their efforts to win the White House. While both candidates raised hundreds of millions of...